Undeveloped land has little cost and low profit potential. Developed property has a high cost and again little profit left when you factor in all of the costs for development.

Here is an out of the box idea. Being I have experienced the VA medical facilities in Michigan and compared to the Private sector Medicine my vote has to go to the VA. The government has a working model and the need to take care of more Veterans is inevitable because we are still at war. The cost has gone up in this sector and is going to increase. The VA has recognized this and in Michigan at this time the VA is expanding the clinics for my regional area. Here is the grand idea, the government should claim public domain and take the Private Medical Entities over and run them like the VA Model.

America from the bottom up is still the greatest country in the world because we are free. I am American and very proud to live here. Entrepreneurial spirit lives in the blood of Americans and it is this basic horse sense and stubbornness that will fix the above issues. Jim’s book speaks in detail what it will take to get it done and the almighty JOB is the answer.

CTEC courses To secure my license, I had to attend an approved school (I attended a course in Missouri), pass a state-administered test, and secure a bond. Now I must keep up with continuing education training requirements. The process is similar to that of getting a real estate license.

CTEC classes Prop. 90 allows a county to choose to accept or deny Prop. 13 and accept a grandfathered property value assessment when buying a new home. As of June 1, 2005, seven California counties honor Proposition 13; Alameda, Los Angeles, Orange, San Diego, San Mateo, Santa Clara and Ventura.

The way the homebuyer tax credit basically works is you will earn the credit when you file your state income tax. This is completely separate from any Federal incentives. When you file taxes the credit will be applied for that year up to three years.

CTEC approved provider If you are out of your teens, you have undoubtedly noticed the government takes certain positions on public issues. The most obvious is its position on promoting the middle class through home ownership programs. These programs are often expressed in first time home buyer loan guarantees through HUD and so on.

Any refinancing means a longer new loan. If you have a 30-year fixed rate mortgage with only 20 years remaining but you want more cash flow monthly and you think you’ll be saving more by refinancing into a new 30-year agreement, you will erase 10 years of payments. Given this scenario, you have to have a very good reason to get a California refinance, like lowering your monthly bills, paying off big debts, sending your child to college, and other big expenses.